November Blog: Use Your FSA/HSA Before Year-End: Eye Care Expenses That Qualify

As the year winds down, many people still have money left in their Flexible Spending Account (FSA) or Health Savings Account (HSA). In most cases, those dollars don’t carry over into the new year—meaning you could lose them if you don’t act. The good news is, there are several practical ways to invest those funds in your vision and eye health.

Start by scheduling your annual eye exam. Exams qualify as a covered medical expense and are one of the best ways to maintain healthy vision. This is especially important at the end of the year when appointments book quickly.

Another great use of funds is eyewear. Prescription glasses and sunglasses are eligible purchases, and the end of the year is the perfect time to replace an old pair, refresh your look, or order a backup. If you wear contact lenses, both lenses and care supplies—including cleaning solution and cases—are also approved expenses.

Depending on your plan, even specialized treatments may qualify. For example, therapies for conditions like dry eye disease can often be covered if prescribed by your optometrist.

The key is not to let your benefits go to waste. A little planning now ensures you start the new year with healthy eyes and no unused funds left behind.